In the freight and logistics industry, cash flow is everything. Whether you’re a small carrier, mid-sized broker, or large 3PL, timely payments fuel your ability to operate, grow, and meet financial obligations. Yet, many companies fail to realize just how much their credit rating hinges on the behavior of a few key customers. In fact, it only takes one large client consistently paying late—or defaulting entirely—to significantly damage your credit profile and reputation in the transportation marketplace.
In this article, we’ll explore how credit scores are impacted by aging receivables, break down real-world anonymized examples from the TransCredit network, and offer actionable advice to help you prevent a single slow-paying customer from dragging your entire business down.